If you own a car, the law requires you to have a certain minimum of auto insurance. Auto insurance covers you and your vehicle when and if you are involved in an accident. At All Atlantic Insurance Agency, we offer auto insurance to those all around the state of New Jersey.
We are a reputable independent insurance agency with a great rapport and connections with many insurance companies. This enables us to have many different options for our clients. We understand the needs of the local people and strive to meet them. With modern tools of administration, we can process claims and policy in time and efficiently. Our processes are simple, and we believe in honesty and trust. Our agents have excellent customer care skills and take time to explain to clients how to understand the policies they purchase while offering advice in the process.
Besides being a legal requirement, auto insurance covers expenses if a car is damaged, or if someone is injured in an accident. A basic auto insurance policy has the following coverage options:
Comprehensive coverage: It covers losses and damages that are not caused a collision. This may include weather, vandalism, theft, and more.
Collision Coverage: This policy pays for damages to your vehicle when you are at fault in an accident. Some lenders will require this if you are taking a loan to pay off your vehicle.
Bodily injury liability: If you are responsible for an accident and cause bodily injury to a third party, this coverage meets the expenses that might arise.
Property damage liability: It pays for property that you damage while using your car. The property can be another car, a fence, or a building among more.
Underinsured and uninsured motorist coverage: Underinsured motorist coverage protects you when you are involved in an accident, and the responsible driver doesn't have enough insurance while uninsured motorist insurance protects you if the driver is not insured. If included, it can protect you in a hit and run case.
Drive your car with confidence. Call or visit our at All Atlantic Insurance Agency in New Jersey to get an auto insurance policy. Our agents are ready to work with you and make sure you get a policy that meets your insurance needs. Contact us for a quote or try our online rating tool.